Grow your money on your terms without the guesswork.

Moneybox will provide private-credit investment opportunities (investing in loans to businesses), delivered in plain language and tracked 24 / 7 in one intuitive dashboard.

Download the PDS

Features

Build your future in simple steps

Moneybox opens up private credit investments to income-focused investors — clear, controlled, and built for growth.

The investment opportunity

Investing that makes sense.  And a difference.

Moneybox gives income-focused investors direct access to private credit — targeting returns above the RBA cash rate, with quarterly distributions and full digital control.

Target income-based returns (returns are not guaranteed).

12‑Month Minimum Holding Period — designed for investors with a short‑to‑medium time horizon.

Quarterly distributions - Elect cash payouts or automatic reinvestment.

100% digital onboarding & account tracking

Private credit investing, made simple

* Target return fluctuates and is not guaranteed. Past performance is not indicative of future performance. All investments carry risks.

How it works

Designed for Your Goals, Built for What’s Next

Simple steps. Real returns. Moneybox makes private credit investing accessible for investors who want targeted income and complete transparency.

Learn more

1. Read the details

Review the Product Disclosure Statement (PDS) to understand how Moneybox works.

2. Open your account

Create an account online to directly access to your dashboard in minutes.

3. Invest and track

Transfer funds and track performance via your dashboard.

Our promise

Why Moneybox?

Confidence, Every Click

Multi-layer data protection and custodial separation shield your data and capital at each step.

Investing Your Way

Options That Flex 
Start with $5,000 and stay invested for at least 12 months. Designed to help you build momentum toward your goals.

Purposeful Allocation  Disciplined credit analysis puts capital to work in opportunities with measurable outcomes.

See It All

Real-time dashboards and downloadable reports keep you informed—no jargon, no hidden layers.

Invest in Minutes

Open, fund and track your account completely online—no paper, no phone-tag.

Helping everyday people grow their money with clarity, control and purpose.

The information in this website is prepared by Moneybox IM Pty Ltd (ACN 687 133 124, AR 001317023) who is an authorised representative of Cache Investment Management Pty Ltd (ACN 624 306 430 AFSL 514 360) (Cache). The Moneybox Credit Fund is issued by Cache (RE Services) Ltd (ACN 616 465 671, AFSL 494 886) as disclosed in the relevant product disclosure statement. All information is general information only and does not take into account your personal circumstances, financial situation or needs. Before making a financial decision, you should read the relevant PDS and TMD and consider whether the product is right for you and whether you should obtain advice from a professional financial adviser. All investments carry risks.