Moneybox Invest - Private Credit Investing

Beyond cash

A simpler way to save for what's next.

Moneybox opens up private credit investing to individual investors. Clear terms, controlled risk, quarterly distributions.

The investment opportunity

Investing that targets returns above the RBA cash rate.

Moneybox gives income-focused investors access to private credit through a managed fund — targeting returns above the RBA cash rate, with quarterly distributions and full digital control.

Target return: RBA Cash Rate + 3.00% p.a. Returns are not guaranteed.

12‑Month Minimum Holding Period — designed for investors with a short-to-medium investment timeframe.

Quarterly distributions - Elect cash payouts or automatic reinvestment.

100% digital onboarding & account tracking

Private credit investing, made simple

* Target return fluctuates and is not guaranteed. Past performance is not indicative of future performance. All investments carry risks.

First 500 Founding Club

Be one of the first 500 Moneybox Founding Members.

Early eligible investors can receive a numbered Founder Coin, a Founding Member badge and selected founding benefits.

Limited to the First 500 eligible investors who meet the offer conditions.

Learn about the First 500

How it works

Three steps to your first private credit investment.

Moneybox opens up private credit investing to individual investors — clear, considered, and built for income.*

Learn more

1. Read the details

Review the Product Disclosure Statement (PDS) to understand how Moneybox works.

2. Open your account

Create an account online and access your dashboard in minutes.

3. Invest and track

Transfer funds and track performance via your dashboard.

* Income is not guaranteed, all investments carry risk. For more information, see the PDS.

Our promise

Why Moneybox?

Confidence, every Click

Multi-layer encryption, custodial segregation, and regular audits safeguard your data and the integrity of how your investment is held

Investing your way

One simple structure 
Start with $5,000 and stay invested for at least 12 months. Designed to help you build momentum toward your goals.

Purposeful allocation  Disciplined credit analysis supports exposure across diversified lending opportunities.

Clear investment reporting

Your dashboard delivers regular reporting on your investment — plain language, no jargon, every quarter.

Invest in minutes

Open, fund and track your account completely online. No paper, no phone-tag.

Helping investors access private credit opportunities once reserved for institutions, with clarity, control and purpose.

Important documents Early release application Terms and conditions Help/FAQs Privacy

The information in this website is prepared by Moneybox IM Pty Ltd (ACN 687 133 124, AR 001317023) who is an authorised representative of Cache Investment Management Ltd (ACN 624 306 430 AFSL 514 360) (Cache). The Moneybox Credit Fund is issued by Cache (RE Services) Ltd (ACN 616 465 671, AFSL 494 886) as disclosed in the relevant product disclosure statement. All information is general information only and does not take into account your personal circumstances, financial situation or needs. Before making a financial decision, you should read the relevant PDS and TMD and consider whether the product is right for you and whether you should obtain advice from a professional financial adviser. All investments carry risks.

Moneybox.Private credit investing, simplified.