A physical, limited-edition Founder Coin, sequentially numbered from 001 to 500.
A fund built for income. Not hype.
Moneybox Credit Fund invests in asset-backed private credit across Australia and APAC, with a target return of RBA Cash Rate + 3.00% p.a.* Quarterly distributions, where available.
HEAR IT FROM THE FOUNDER
Why we built Moneybox, Rael Ross, 60 seconds
A quick, plain-English explanation of what Moneybox is and why private credit has mostly been out of reach until now.
The Investment option
Simplified income investing
Core Opportunities
Focused on income-oriented private credit across Australia, New Zealand and the wider APAC region.
Key points:
Minimum investment
$5,000
Minimum holding period
12 months
Distributions
Quarterly
Management fee
0.36% p.a.
Risk level
Medium
Target return, after fees and expenses
RBA Cash Rate + 3.00%
Based on a cash rate of 4.35% (6 May 2026), that's a
7.35% p.a.* target
Distributions paid quarterly, with the option to take as cash or reinvest
Withdrawal requests, subject to notice periods and restrictions
100% digital onboarding and account tracking
Get Started
The Butn story
From investment to income.
Moneybox is a standalone digital private credit platform, established by Butn Limited (ASX: BTN). It's how eligible investors can access the SME lending Butn has spent years perfecting, not just fund it as a borrower, but invest in it.
Backed by Butn's experience in originating over $2.5 billion in business loans, your funds are deployed through a disciplined lending process overseen by the Investment Committee. (Source: Butn Limited, as at 30 June 2025)
* Target return only, not guaranteed. Past performance is not indicative of future performance. All investments carry risks
What Moneybox invests in
Asset-backed private credit.
The Fund targets income-oriented private credit opportunities across Australia, New Zealand and the wider APAC region, diversified across borrowers, sectors and security types.
Invoice finance
Trade finance
Asset-backed lending
Business loans
Agricultural finance
Property-backed finance
Understanding private credit
Why consider investing in a private credit fund?
Portfolio diversification
Asset-backed loans behave differently from shares. That may help spread risk.
Income potential
Private credit typically pays interest at a set rate, with quarterly distributions.
Access
You're indirectly funding real businesses — loans backed by invoices, equipment or property.
The First 500 Founding Club
A numbered place in the first 500.
Numbered Founder Coin
Founding Member Badge
A permanent Founding Member badge on your Moneybox account once eligibility is confirmed.
Founder Bonus
Eligible Founding Members may receive a $50 or $100 Founder Bonus, depending on their initial investment amount.
Help shape Moneybox
Founding Members may be invited to share feedback as the Moneybox experience evolves.
Eligible First 500 Founding Members may receive a Founder Bonus based on their initial investment amount.
$50
Founder Bonus for an eligible initial investment of $5,000 to $9,999.
$100
Founder Bonus for an eligible initial investment of $10,000 or more.
Helping investors access private credit opportunities once reserved for institutions, with clarity, control and purpose.
© 2026 Moneybox™. All rights reserved.
